Privacy Policy

Who We Are

Jarrod Currey Insurance Agency Inc is an independent insurance agency located at 4250 S Florida Ave, Suite 2, Lakeland, FL 33813. This Privacy Policy explains how we collect, use, disclose, and protect information when you visit our website at https://curreyins.com or interact with our services.

Information We Collect

Information You Provide

When you submit a contact form, request a quote, or otherwise reach out to us, we may collect:

• Your name
• Email address
• Phone number
• Type of insurance you're interested in
• Any additional details you choose to share in your message

Information Collected Automatically

When you visit our website, certain information may be collected automatically through cookies and similar technologies:

• IP address and approximate location
• Browser type and operating system
• Pages visited, time spent, and referring URLs
• Device type and screen resolution

Third-Party Analytics and Cookies

We use third-party analytics services (such as Google Analytics) to understand how visitors use our website. These services may use cookies and similar tracking technologies to collect and analyze usage data. We may also use third-party advertising cookies (such as Facebook Pixel or Google Ads) to measure the effectiveness of our advertising and deliver relevant content.

You can manage your cookie preferences through your browser settings. Most browsers allow you to block or delete cookies. Disabling cookies may affect your experience on our website.

How We Use Your Information

We use the information we collect to:

• Respond to your inquiries and quote requests
• Provide, maintain, and improve our services
• Communicate with you about your insurance needs, policy updates, or other relevant information
• Analyze website usage to improve our site and content
• Comply with legal obligations and protect our rights

How We Share Your Information

We do not sell, rent, or share your personal information with third parties or affiliates for their marketing purposes.

SMS consent and phone numbers are never shared with any third parties or affiliates for any purpose. This information is used solely to communicate with you directly about your insurance inquiries, quote requests, policy updates, and related services.

We only share your information in the limited circumstances described below, and only to the extent necessary to provide you with the services you've requested:

• Insurance carriers: When you request a quote or purchase a policy, we share only the information necessary with insurance carriers to process your specific request on your behalf.
• Service providers: We may share limited information with service providers who help us operate our website and deliver our services (e.g., email delivery, analytics, CRM). These providers are contractually required to keep your information confidential and use it solely to provide services to us. They are not permitted to use your information for their own marketing purposes.
• Legal requirements: We may disclose information when required by law, court order, or governmental regulation.

Data Security

We take reasonable measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. Our website uses HTTPS encryption for all data transmitted between your browser and our servers. However, no method of internet transmission or electronic storage is 100% secure, and we cannot guarantee absolute security.

Your Rights

Depending on your location, you may have certain rights regarding your personal information, including:

• The right to access the personal information we hold about you
• The right to request correction of inaccurate information
• The right to request deletion of your personal information
• The right to opt out of marketing communications

To exercise any of these rights, please contact us at Jarrod@curreyins.com or call us at (863) 343-7686.

Children's Privacy

Our website is not directed at children under the age of 13, and we do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us so we can delete it.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those websites. We encourage you to review their privacy policies before providing any personal information.

SMS/Text Messaging Privacy Notice

By providing your phone number and opting in to text communications from Jarrod Currey Insurance Agency Inc, you consent to receive text messages (SMS/MMS) related to your insurance inquiries, quote requests, policy updates, appointment reminders, and other service-related communications.

What You're Agreeing To

• You may receive text messages from Jarrod Currey Insurance Agency Inc at the phone number you provide
• Message frequency varies based on your interactions and requests
• Message and data rates may apply depending on your mobile carrier and plan
• Consent to receive texts is not a condition of purchasing any insurance product or service

How to Opt Out

You may opt out of receiving text messages at any time by replying STOP to any message you receive from us. After opting out, you will receive a single confirmation message and will no longer receive text messages from us unless you opt in again. You may also opt out by contacting us at Jarrod@curreyins.com or calling (863) 343-7686.

Help

For help with our text messaging service, reply HELP to any message or contact us directly at (863) 343-7686.

Information We Collect via SMS

When you communicate with us via text message, we may collect your phone number, the content of your messages, and the date and time of each message. This information is used solely to respond to your inquiries, provide requested services, and improve our communications.

We do not sell, rent, lease, or share your phone number, SMS consent, or SMS opt-in data with any third parties or affiliates for any purpose. Your SMS consent information stays with us, period.

Your general contact and quote information may be shared with our CRM platform (AgencyZoom) solely for the purpose of managing your communications and policy information, and with insurance carriers as needed to service your account. Your SMS consent data and phone number opt-in status are not shared with these parties.

Supported Carriers

Text messaging is supported on most major U.S. carriers including AT&T, T-Mobile, Verizon, and Sprint. Carrier message and data rates may apply. Carriers are not liable for delayed or undelivered messages.

Protection of SMS Data

Jarrod Currey Insurance Agency Inc employs industry-standard security measures to protect SMS data from unauthorized access, disclosure, alteration, or destruction. We are dedicated to ensuring the confidentiality and integrity of your SMS communications.

Disclosure of SMS Data

Jarrod Currey Insurance Agency Inc does not disclose SMS contact or content data to third parties unless:

• Required by law
• Necessary to protect the rights, property, or safety of Jarrod Currey Insurance Agency Inc, its users, or others

Your SMS Rights

You have the right to access, correct, or delete your SMS contact or content data, except where retention is required by law. For assistance or to exercise your rights, please contact us at (863) 343-7686 or Jarrod@curreyins.com.

SMS Data Retention Policy

We will only retain your personal data for as long as necessary to fulfill the purposes we collected it for, including the purposes of satisfying any legal, accounting, or reporting requirements. When deciding what the correct time is to keep the data, we look at its amount, nature, and sensitivity, potential risk of harm from unauthorized use or disclosure, the processing purposes, whether these can be achieved by other means, and legal requirements.

For tax purposes, the law requires us to keep basic information about our customers (including contact, identity, financial, and transaction data) for six years after they stop being customers.

In some circumstances, we may anonymize your personal data for research or statistical purposes, in which case we may use this information indefinitely without further notice to you.

Changes to This SMS Privacy Policy

Jarrod Currey Insurance Agency Inc reserves the right to update or modify this SMS Privacy Policy at any time. Changes will be effective immediately upon posting the revised policy on our website. We encourage you to review this policy periodically for updates.

SMS Contact Us

If you have questions or concerns regarding this SMS Privacy Policy or our SMS privacy practices, please contact us at (863) 343-7686.

Changes to This Policy

We may update this Privacy Policy from time to time. When we make changes, we will update the "Last updated" date at the top of this page. We encourage you to review this page periodically.

Contact Us

If you have questions about this Privacy Policy or how we handle your information, please contact us:

• Email: Jarrod@curreyins.com
• Phone: (863) 343-7686
• Address: 4250 S Florida Ave, Suite 2, Lakeland, FL 33813