About Us
New agency, fresh perspective, same values that actually matter. Here's who we are and why we do things differently.
How We Think About Insurance
Look — insurance is boring. We know it, you know it, your dog knows it. But it doesn't have to be confusing, overpriced, or run by robots reading scripts. At Jarrod Currey Insurance, we're building something different — a new-age agency that actually cares. We use tech to make things faster, transparency to make things simpler, and a little bit of sarcasm to make things bearable. Welcome to the future of insurance.
The Short Version
Jarrod Currey spent 17 years handling auto claims at one of the nation's largest captive carriers. He saw firsthand what happens when a claim goes smoothly — and what happens when it doesn't. After over two decades in the industry, he realized he wanted to be on the client's side of the desk, not the carrier's. So in 2025, he launched Jarrod Currey Insurance Agency Inc in Lakeland, Florida. The idea was simple: take everything he learned from the inside — the claims process, the coverage gaps most people miss, the questions nobody thinks to ask — and use it to build something better. We're not a legacy agency running on tradition. We're a new agency built on experience. Clean, modern, tech-forward — and backed by someone who actually knows what happens after you file a claim. That's the difference.
Why People Work with Us (and Stay)
Here's the deal: we do things differently — but we take care of everyone. No wood-paneled offices, no hold music from 1997, no 'let me transfer you to someone who can help.' We built this agency from scratch to be what insurance should've been all along — fast, honest, and actually pleasant to deal with. Whether you're 25 or 75, we start with our preferred national carrier — and if that's not the right fit, we've got other options to explore. We explain things in plain English (with a side of humor) and make the whole process feel less like a root canal.
20+ Years of Insurance Experience
Jarrod spent 17 years handling auto claims at one of the nation's largest carriers. He knows how the process works from the inside out — and now he's on your side of the desk.
Claims Expertise You Can Feel
Most agents sell policies. Jarrod has lived the claims process — he knows what gets claims paid and what slows them down. That experience shapes every coverage conversation.
Preferred Carrier. Options Available.
Our preferred national carrier is our go-to, but if it's not the right fit, we have access to other trusted carriers for a wide range of needs — homes, autos, specialty properties, and more.
We Don't Ghost After the Sale
Renewals, changes, claims, random questions at 3pm on a Tuesday — we're here for all of it. Year after year.
Real Situations, Real Results
We can't share names, but we can share the kind of work we do every day. Here are a few examples of how we've helped clients in our area.
Hurricane Season Prep That Actually Paid Off
The situation: A homeowner in Lakeland had been with a captive agency for years and never had their policy properly reviewed. When they came to us before hurricane season, we found their dwelling coverage was significantly below what it would actually cost to rebuild — and they had no flood insurance despite being in a moderate-risk zone.
What happened: We restructured their homeowners policy with proper dwelling limits, added flood coverage, and secured wind mitigation credits that offset most of the premium increase. When a tropical storm rolled through two months later, their coverage responded exactly as expected. Their neighbor with the old policy? Not so much.
Family Wasn't a Fit for Our Preferred Carrier — We Found Them a Better Option
The situation: A family in Winter Haven came to us after back-to-back renewal increases with their old carrier. We ran everything through our preferred carrier first, but their claims history and property profile didn't line up with what the carrier was looking for.
What happened: No problem — that's why we have other carriers. We placed their home and auto with another carrier that was a better match for their situation and saved them over $1,400 a year in the process. Not everyone fits neatly into one box, and that's exactly why having options matters.
Renter Recovered $7,500 After a Water Leak
The situation: A young professional renting an apartment in Lakeland didn't think renters insurance was worth it — until a pipe burst in the unit above theirs and destroyed a laptop, furniture, and most of their wardrobe. They had signed up for a renters policy with us just six weeks earlier.
What happened: The claim covered nearly $7,500 in personal property replacement, plus temporary housing while the apartment was repaired. Total annual premium? Less than $200. It paid for itself about forty times over. We love a good 'told you so' moment.
New Homeowner Navigated Florida Insurance Like a Pro
The situation: A first-time homebuyer in Tampa was completely overwhelmed by Florida's insurance market — roof age requirements, wind mitigation forms, flood zones, Citizens vs. private carriers. Their mortgage lender's deadline was approaching fast and they had no idea where to start.
What happened: We walked them through every step, got their wind mitigation inspection scheduled, found a private carrier with better rates than Citizens, and had everything bound before closing. They went from panicking to having a plan in under a week. That's kind of our thing.
Motorcycle Rider Got the Coverage He Actually Needed
The situation: A rider in Polk County had been carrying bare-minimum liability on his motorcycle for years because 'that's what the state requires.' He came to us after a close call on US-98 made him rethink his coverage.
What happened: We put together a comprehensive motorcycle policy with proper liability limits, uninsured motorist coverage, and custom parts protection — all for about $30 more per month than his bare-bones policy. Peace of mind doesn't have to break the bank.
Communities We Serve
From our office in Lakeland, Florida, we serve clients across Central Florida:
- Central Florida: Lakeland, Orlando, Tampa, Winter Haven
- Greater Tampa Bay Area
- Polk County and surrounding regions
Want to See What Working with Us Looks Like?
No pressure, no weird sales pitch. Just reach out and let's talk about what you need. We'll take it from there.