Meet your new insurance team
Currey Insurance
Authentic. Bold. Built for the future.
Lakeland's premier insurance experience.
We Actually Answer
Wild concept, right? No phone trees, no call centers, no robots. You call, a real human picks up. Revolutionary stuff.
One Preferred. More Options.
Our preferred national carrier is our go-to — but if it's not the right fit, we've got other options. Either way, you're covered without the runaround.
Tech-Forward, Human-First
Built from scratch for the 21st century. Cutting-edge tools, seamless communication, and zero hold music from 1997.
What We Cover
Insurance Coverage We Offer
Auto Insurance
Your car gets you everywhere — don't be one fender-bender away from financial chaos.
Home Insurance
Your home is probably your biggest investment. Is it actually covered — or just on paper?
Renters Insurance
Your landlord's insurance covers the building. It doesn't cover your stuff. That's where this comes in.
Life Insurance
Protect the people who matter most — because peace of mind shouldn't be complicated.
Motorcycle Insurance
Your auto policy doesn't cover your bike. Let's get you a policy that actually does.
Boat Insurance
Whether it's a bass boat or a center console, your time on the water deserves the right coverage.
Why Clients Love Our Preferred Carrier
Preferred Carrier Benefits
12-Month Auto Policy
Most carriers renew your auto every 6 months — which means twice the chances for rate surprises. Our preferred carrier locks you in for a full 12 months. One renewal, one price, no mid-year drama.
Single Deductible Bundle
Bundle your home and auto with our preferred carrier and you only pay one deductible if a single event damages both — like a tree falling on your house and your car. Most carriers make you pay two. Ours doesn’t.
Your Options
The Jarrod Currey Advantage
A preferred carrier you can count on — and options when you need something different.
Preferred Carrier
Where most clients land. Strong benefits, competitive rates, and a nationally recognized name you can trust. This is our go-to for a reason.
Specialized Fit
For situations our preferred carrier doesn't write — unique property types, specialized needs, or risk profiles that need a different approach.
Bridge Coverage
Temporary placement while we work toward getting you qualified for our preferred carrier. You're never without coverage in the meantime.
Most of our clients land with our preferred national carrier — the benefits are hard to beat. But not everyone qualifies right away. Maybe you have a mobile home, a unique claims history, or a property that needs a specialized carrier.
That's the advantage of working with us. We place you with the right carrier today — and if it's not our preferred carrier yet, we keep working toward getting you there. Some clients start with a bridge carrier and move to our preferred carrier once their situation qualifies. Either way, you're never without coverage.
See Where You FitWhat Drives Everything We Do
Our Clients
You're a person, not a policy number. We treat every client like the only client. Because that's how it should work.
Our Community
Lakeland is home. We're invested in Central Florida and the people who make it worth insuring.
Our Industry
Insurance has been stuck in 1985 for too long. We're here to drag it into the future, kicking and screaming if necessary.
Our Word
No runaround, no fine-print games, no surprises. We say what we mean. Radical honesty — it's kind of our thing.
The Human Behind Your Insurance
Jarrod Currey
20+ years of experience. A real person who picks up the phone. Insurance the way it should be.
Here's the deal: we do things differently — but we take care of everyone. No wood-paneled offices, no hold music from 1997, no 'let me transfer you to someone who can help.' We built this agency from scratch to be what insurance should've been all along — fast, honest, and actually pleasant to deal with. Whether you're 25 or 75, we start with our preferred national carrier — and if that's not the right fit, we've got other options to explore. We explain things in plain English (with a side of humor) and make the whole process feel less like a root canal.
Real Situations, Real Outcomes
How We've Helped Our Clients
Hurricane Season Prep That Actually Paid Off
The situation:A homeowner in Lakeland had been with a captive agency for years and never had their policy properly reviewed. When they came to us before hurricane season, we found their dwelling coverage was significantly below what it would actually cost to rebuild — and they had no flood insurance despite being in a moderate-risk zone.
The result:We restructured their homeowners policy with proper dwelling limits, added flood coverage, and secured wind mitigation credits that offset most of the premium increase. When a tropical storm rolled through two months later, their coverage responded exactly as expected. Their neighbor with the old policy? Not so much.
Family Wasn't a Fit for Our Preferred Carrier — We Found Them a Better Option
The situation:A family in Winter Haven came to us after back-to-back renewal increases with their old carrier. We ran everything through our preferred carrier first, but their claims history and property profile didn’t line up with what the carrier was looking for.
The result:No problem — that's why we have other carriers. We placed their home and auto with another carrier that was a better match for their situation and saved them over $1,400 a year in the process. Not everyone fits neatly into one box, and that's exactly why having options matters.
Renter Recovered $7,500 After a Water Leak
The situation:A young professional renting an apartment in Lakeland didn't think renters insurance was worth it — until a pipe burst in the unit above theirs and destroyed a laptop, furniture, and most of their wardrobe. They had signed up for a renters policy with us just six weeks earlier.
The result:The claim covered nearly $7,500 in personal property replacement, plus temporary housing while the apartment was repaired. Total annual premium? Less than $200. It paid for itself about forty times over. We love a good 'told you so' moment.
New Homeowner Navigated Florida Insurance Like a Pro
The situation:A first-time homebuyer in Tampa was completely overwhelmed by Florida's insurance market — roof age requirements, wind mitigation forms, flood zones, Citizens vs. private carriers. Their mortgage lender's deadline was approaching fast and they had no idea where to start.
The result:We walked them through every step, got their wind mitigation inspection scheduled, found a private carrier with better rates than Citizens, and had everything bound before closing. They went from panicking to having a plan in under a week. That’s kind of our thing.
Motorcycle Rider Got the Coverage He Actually Needed
The situation:A rider in Polk County had been carrying bare-minimum liability on his motorcycle for years because 'that's what the state requires.' He came to us after a close call on US-98 made him rethink his coverage.
The result:We put together a comprehensive motorcycle policy with proper liability limits, uninsured motorist coverage, and custom parts protection — all for about $30 more per month than his bare-bones policy. Peace of mind doesn't have to break the bank.
We Don't Ghost After the Sale
Renewals, claims, the "I just bought a boat" text, the "what does this letter even mean?" call at 4:55 PM — we're here for all of it. That's literally the point.
Learn Before You Buy
Insurance Education & Tips
Local Insights
Citizens vs. a Private Carrier: What Florida Homeowners Should Know
Citizens Property Insurance is Florida's insurer of last resort, not a first choice. Here's what takeout offers, assessments, and eligibility actually mean.
4 min read
Local Insights
Hurricane Deductibles in Florida: How 2%, 5%, and 10% Actually Work
A Florida hurricane deductible is a percentage of your dwelling limit, not your claim. Here's what 2%, 5%, and 10% actually cost you out of pocket.
4 min read
Local Insights
What Home Insurance Actually Costs Around Lakeland and Polk County
Florida is the most expensive state in the country for home insurance. Here's what actually drives a Lakeland premium — and why the statewide average won't.
4 min read
Proudly Serving Central Florida
- Central Florida: Lakeland, Orlando, Tampa, Winter Haven
- Greater Tampa Bay Area
- Polk County and surrounding regions